Income - Expenses is a compact personal finance app designed to help you record income and expenses, scan paper receipts with integrated OCR and visualise your cash flow with clear charts and budgets. Income - Expenses places the most-used tools — a quick calculator for on-the-spot entries, recurring transaction templates, multi-currency support and PIN protection — within a focused, easy-to-navigate interface so you can start tracking spending and income in minutes. A free 15-day trial lets you test every feature and a one-time payment of €3.99 unlocks lifetime access to the full feature set.
How it works and controls
Entering transactions is straightforward: either type amounts into the built-in calculator or scan receipts with the OCR scanner to prefill merchant, date and totals. Categories and optional tags let you classify each record, and a simple tap-and-swipe flow moves entries between accounts or edits details. Recurring transactions can be created from any entry to automate rent, subscriptions or regular income; scheduled entries are applied to your running balance without extra manual input. All common controls are gesture-friendly and optimised for one-handed use on phones, making daily logging fast and unobtrusive.
Progression, budgets and goal tracking
The app organises progress by time periods and categories so you can watch trends as they develop. Set monthly or custom budgets and track how close you are to limits with live charts and colour-coded indicators. Over time the visual reports reveal spending patterns—week-by-week and month-by-month—so it becomes easier to adjust categories or recurring payments and improve your balance. There is no gamified scoring; instead Income - Expenses focuses on measurable progression through data: clearer month cycles, rolling averages and category comparisons that help you make better financial choices.
Visual style, level structure and customisation
The visual language is clean and minimal: uncluttered lists, readable fonts and compact charts that scale to different screen sizes. The app separates information into logical sections—Overview, Transactions, Budgets and Reports—so you can jump directly to the view you need. Customisation options include colour accents for categories, custom intervals for budget periods and the ability to rename or merge categories. These options help tailor the app to simple personal use or more complex household tracking without introducing unnecessary complexity.
Data portability, offline use and backups
Income - Expenses works offline for day-to-day logging, which keeps your workflow uninterrupted when you are travelling or without a reliable data connection. Built-in backup and restore let you save your database locally or export selected records as PDF files for safekeeping or sharing with an accountant. PDF export preserves transaction lists and charts in a portable format; backup and restore functionality keeps your history safe when moving between devices or after a fresh install.
Security and privacy
Security is handled with straightforward measures: optional PIN protection limits access on the device and all local data is stored with standard app-level safeguards. There is no requirement to create an account to use core features, and export options give you control over what you share. These choices make the app suitable for users who prefer to keep financial data on-device while still having the ability to create copies for archival or review.
Accessibility and user experience
The app is available in six languages and supports twelve currencies commonly used across Europe, North America and Asia, which makes it suitable for travellers and expatriates who need multi-currency tracking. Text sizes and contrast levels are conservative and readable, and the interface avoids dense tables in favour of simple lists and charts that are easier to parse for all users. The small footprint and straightforward workflow make Income - Expenses a solid option for anyone needing a focused tool to control personal finances without a steep learning curve.
Pricing and trial details
A full-featured 15-day free trial is included so you can test receipt OCR, recurring transactions, budgets and export capabilities before committing. After the trial, a single one-time payment of €3.99 unlocks lifetime access to the app’s core features and removes trial limitations. For users who want a compact, privacy-conscious finance manager with offline capability and straightforward export tools, Income - Expenses offers a balanced, practical choice without recurring subscription fees.
