PhonePe: UPI, Recharge, Investment, Insurance

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.
Things you can do on PhonePe App:
Money Transfer, UPI Payment, Bank Transfer
– Money Transfer with BHIM UPI
– Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Recharge Mobile, DTH
– Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
– Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.
Bill Payment
– Pay Credit Card Bills
– Pay Landline Bills
– Pay Electricity Bills
– Pay Water Bills
– Pay Gas Bills
– Pay Broadband Bills
Buy or Renew Insurance Policies
– Term Life Insurance
– Hospital Daily Cash Insurance: Cover of up to Rs. 4.5L for hospitalization expenses
– Dengue & Malaria Insurance: Get covered for 6 mosquito-borne diseases for as low as Rs. 49/year
– Coronavirus Insurance: Stay protected against COVID-19 related hospital expenses
– Domestic Multi-Trip Insurance: Stay secure every time you step out of your home
– International Travel Insurance: Secure your next international trip in seconds!
– Bike Insurance: Protect your 2-wheeler against damages, accidents and financial losses
– Personal Accident Insurance: Insure yourself against accidents & disablement
– Car Insurance: Protect your car against damages, accidents and financial losses
Mutual Funds, Investments
– Liquid Funds: Get higher returns than your savings bank account
– Tax Saving Funds: Save up to Rs. 46,800 in tax & grow your investment
– Super Funds: Achieve your financial goals with expert help
– Equity Funds: High growth products curated as per your risk appetite
– Debt Funds: Get stable returns without any lock-in period
– Hybrid Funds: Get a balance of growth and stability for your investment
– Buy or Sell 24K Pure Gold: Get assured 24K purity & build your Gold savings
Make Online Payments
– Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
– Pay for online food orders from Zomato, Swiggy etc.
– Pay for online grocery orders from Bigbasket, Grofers etc.
– Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
– Scan and Pay via QR Code at local stores like kirana, food, medicines etc.
Buy PhonePe Gift Cards
– Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds
– Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, please visit our website at https://www.phonepe.com
Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification